The moving company is responsible for the value of the merchandise you ask it to transport. However, there are different levels of responsibility. Knowing the difference and knowing your rights and responsibilities as a consumer will help you choose the right level of coverage and declare the value of your belongings. The moving company is responsible for the value of the merchandise that you have asked it to transport.
You can read about both types of liability below or in the brochure Your Rights and Responsibilities When You Move, under federal regulations, that moving companies must provide when moving from one state to another. You can avoid using an unlicensed moving company by consulting the Federal Motor Carrier Safety Administration's database of moving companies.