Moving insurance provides protection for your belongings that are damaged during a move. The details of what your insurance covers depend on your policy, but they can range from fires or floods to a moving company accidentally dropping your new 70-inch television. Homeowners policies may not cover your property during a move. Review your policy or talk to your agent to see if your property is insured during transportation or storage.
Moving companies must offer full value protection (FVP) that covers the full replacement value of their belongings. Although it costs more, FVP is the default coverage and should be included in your initial quote.